In-Hand Salary Calculator: Calculate Take-Home Pay in India
Estimate your net salary after deductions like income tax, EPF, and more. Perfect for employees, HR professionals, and students in India.
Your In-Hand Salary Result
In-Hand Salary (₹)
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Income Tax (₹)
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EPF Deduction (₹)
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Calculation Steps
Steps will appear here after calculation.
In-Hand Salary Calculation Tips
Verify gross salary with payslip.
Check HRA and exemptions with HR.
Use for budgeting or salary negotiations.
More Tools to Explore:
Your Guide to In-Hand Salary Calculations in India
What’s an In-Hand Salary Calculator?
This tool estimates your net salary after deductions like income tax, EPF, and professional tax, based on gross salary and allowances. Ideal for employees and students in India.
How In-Hand Salary Is Calculated
Steps used:
Gross Annual Salary:
Gross Annual = Gross Monthly × 12
Taxable Income:
Taxable Income = Gross Annual - HRA Exemption - Other Exemptions - Standard Deduction (₹50,000)
Income Tax:
Based on FY tax slabs (e.g., FY 2024-25 new regime)
Deductions:
EPF = Gross Monthly × EPF %; Professional Tax (e.g., ₹200/month)
In-Hand Salary:
In-Hand = Gross Monthly - (Income Tax/12) - EPF - Professional Tax
Our calculator provides accurate results with clear steps!
Understanding Your Results
Your results include:
| Component | Description |
|---|---|
| In-Hand Salary | Net monthly take-home pay (₹). |
| Income Tax | Monthly tax deduction (₹). |
| EPF Deduction | Monthly EPF contribution (₹). |
Why Use an In-Hand Salary Calculator?
Plan your finances effectively:
Budget Planning
Know your take-home pay.
Salary Negotiation
Understand net salary offers.
Learn Taxation
Understand salary deductions.
Key Considerations for In-Hand Salary Calculations
Ensure accurate results:
Estimates are based on standard tax slabs and deductions. Actual salary may vary due to additional allowances or investments.
Uses new tax regime by default. Old regime or deductions (e.g., 80C) may reduce tax liability.
Includes EPF and professional tax. Employer-specific deductions (e.g., insurance) are not covered.
Frequently Asked Questions About In-Hand Salary
Questions about calculating take-home salary in India? Here are answers to guide your financial planning:
It estimates your net monthly salary after deductions like income tax, EPF, and professional tax, based on gross salary.
Net Salary = Gross Monthly - (Income Tax/12) - EPF - Professional Tax, after adjusting for exemptions.
Uses the new tax regime for FY 2024-25 or 2023-24. Old regime requires additional inputs.
Yes! Ideal for commerce or accounting students learning salary and tax calculations.
Yes! All calculations are done locally in your browser, with no data stored.