Salary Calculator: Know Your Take-Home Pay
Curious about your net salary after deductions? Our Salary Calculator breaks down your gross pay, taxes, PF, and more in seconds—perfect for planning your finances!
Accurate Breakdown
Instant Results
100% Private
Your Salary Breakdown
Gross Salary
₹0
Net Salary
₹0
Basic Salary:
HRA:
Other Allowances:
PF Deduction:
Income Tax:
Professional Tax:
Custom Deductions:
Salary Components Chart
Breakdown of your salary componentsMoney-Saving Tips
Opt for the new tax regime if you have fewer deductions.
Claim HRA exemptions by submitting rent receipts.
Invest in tax-saving options like ELSS or NPS.
Your Guide to Understanding Your Salary in 2025
What’s a Salary Calculator?
Our Salary Calculator is your paycheck decoder! Enter your basic salary, allowances, and deductions, and it’ll show you exactly how much you take home after taxes, PF, and more. It’s like having a financial planner in your pocket!
How Does Salary Calculation Work?
Your salary has two parts: gross salary (what your employer pays) and net salary (what you take home). Gross salary includes basic pay, HRA, and allowances. Deductions like PF, income tax, and professional tax reduce it to your net salary. Our calculator crunches these numbers for you, so you can plan your budget with ease!
Why Use Our Salary Calculator?
Whether you’re negotiating a job offer or budgeting for 2025, our tool helps you:
- Know Your Pay: See your take-home salary after all deductions.
- Plan Smart: Compare old vs. new tax regimes to save more.
- Stay Ahead: Understand PF contributions for retirement.
Top 5 Tips for Maximizing Your Take-Home Salary
Want to keep more of your hard-earned money? Try these tips:
- Choose the Right Tax Regime: Compare old and new regimes to find the one that saves you more.
- Claim HRA Exemptions: Submit rent receipts to reduce taxable income.
- Invest Wisely: Use Section 80C options like ELSS, PPF, or NPS to lower taxes.
- Optimize Allowances: Structure your salary to include tax-exempt allowances like LTA.
- Minimize Deductions: Review custom deductions like insurance to ensure they’re necessary.
Ready to boost your savings? Use our calculator above and check out tools like our PF Calculator or Savings Goal Calculator!
Frequently Asked Questions
Your Salary Questions Answered
Got questions about your paycheck or taxes? Here’s what you need to know:
Our tool uses simplified 2025 Indian tax slabs and standard PF rates for accurate results. For precise calculations, consult a tax professional.
The new regime (2025) has lower tax rates but fewer exemptions (e.g., no HRA, 80C). The old regime allows more deductions but has higher rates. Our calculator compares both!
100% safe! All calculations happen in your browser, and we don’t store or share your info. Privacy first!
Yes! Add monthly deductions like insurance premiums or loans in the custom deductions field.
Professional tax varies by state (e.g., ₹200/month in Maharashtra). Enter your state’s rate for accuracy.